When most people think of retirement destinations, they picture sunny beaches or quiet, mountainous retreats. But what about New York? It might not be the first place that comes to mind, but the Empire State has plenty to offer retirees. Take a closer look at what makes New York an ideal place to retire.
Scenic Retreats
The upstate region offers gorgeous landscapes year-round. Retirees who love nature walks, bird-watching, or soaking in the picturesque surroundings will find plenty to do in the Adirondack Mountains, the Finger Lakes, and the scenic Hudson Valley. The changing seasons make upstate New York perfect for leaf-peeping in the fall, skiing in the winter, and boating or hiking in the summer.
Speaking of seasons, New York offers the complete package. Spring comes alive with cherry blossoms; summer brings warm, sunny days perfect for outdoor concerts; autumn is all about the stunning New England foliage; and winter is cozy and festive. Sure, it’s snowy and cold in many parts of New York during the winter, but that’s part of the charm. After all, there’s something magical about warming up with a cup of hot cocoa after a day in the snow.
Reliable Healthcare
Access to quality healthcare is especially important as you get older. That’s why New York’s robust private and public healthcare system is a major draw for retirees. With some of the top hospitals in the country, you can rest assured that world-class care is available. Medicare is widely accepted, and New York offers some of the most generous Medicare Supplement (Medigap) options in the country. Plus, the state’s vast healthcare network ensures that top-notch medical facilities are always within reach, whether you live in the big city or a smaller town upstate.
Diverse Social and Cultural Opportunities
One concern for retirees is staying socially active. Thankfully, New York excels in that department, too. Whether you’re in a bustling neighborhood in Buffalo or Rochester, or a tight-knit town in the Catskills, you’ll find plenty of opportunities to meet people and engage in activities that interest you.
New York offers various retirement communities and senior groups that help facilitate socialization. You can join groups dedicated to everything from trying new cuisines to art appreciation and music performances. Many communities offer organized events, classes, and trips, making it easier than ever to stay active and engaged. The state’s rich cultural scene also ensures there’s never a dull moment.
Moderate Tax Benefits for Retirees
When it comes to taxes, New York is a mixed bag. On the upside, Social Security benefits aren’t taxed, and public pension income is also exempt. Private pensions and withdrawals from retirement accounts are only partially taxed, with the first $20,000 being tax-free for each individual. This means a couple can exclude up to $40,000 from their taxable income. Check with your tax professional for up to date tax benefits.
That said, property taxes, sales taxes, and the general cost of living in certain areas can be high, especially around New York City. However, New Yorkers over age 65 may qualify for reduced property taxes. And, of course, those who downsize to a senior living community rent their housing don’t owe property taxes.
Quality of Life and Peace of Mind
Perhaps the biggest reason to retire in New York is the lifestyle. Whether you’re a foodie, a history buff, or an outdoor adventurer, you’ll find endless ways to enjoy your retirement years here. With a solid healthcare system, vibrant communities, and access to both urban and rural environments, New York offers a chance to craft the retirement lifestyle you’ve always dreamed of.
Explore Your Retirement Living Options
New York’s varied senior living communities allow you to find a place that fits your lifestyle and preferences. Upstate regions provide spacious and scenic living arrangements with lower housing costs than the city. These communities feature opportunities to interact with like-minded seniors through clubs, events, and social activities, making them highly popular for retirees who want to stay physically active and mentally engaged in their golden years.
Why Parkwood Heights is a Great Choice
If you decide New York is your preferred retirement destination, Parkwood Heights in Macedon, NY, welcomes you to check out our community. We focus on providing an active, secure, and caring environment where you can truly enjoy retirement. With services designed to meet your present and future needs, we promote an enriched living experience in a youthful, energetic atmosphere. You’ll feel proud to call Parkwood Heights home, knowing your happiness and well-being are top priorities for our staff. To learn more about the lifestyle here or inquire about availability, please contact us today. We’re happy to answer any questions as you start your new tomorrow!
